Forex Broker Minimum Deposit Comparison
June 2026
How much do you need to start trading forex in Europe? We compared the minimum deposit requirements, accepted payment methods, and withdrawal fees across 27 EU-accessible brokers. 9accept zero deposit. The data below is verified against each broker's current account opening page.
Brokers compared
27
Zero deposit
9
33%
Low deposit (1–50)
10
Premium (100+)
8
Highest deposit
CHF 1,000
Median deposit
10
EU-eligible
25
Quick Answer
9 of 27 brokers accept zero minimum deposit, including Pepperstone (BaFin), IG (BaFin), Saxo Bank (Danish FSA), and Interactive Brokers (CBI Ireland). For beginners with limited capital, these are the safest starting points — no minimum does not mean lower regulation. The practical minimum to trade effectively is EUR 200–500(enough for multiple micro-lot positions at ESMA's 30:1 leverage). If your budget is under EUR 100, consider Trading 212 (EUR 1 minimum) or XM (USD 5) for micro/cent accounts.
Minimum Deposit Matrix — All 27 Brokers
Download CSVSorted by minimum deposit (lowest first). Partner brokers outlined in emerald. Non-EU-eligible brokers highlighted in red.
| # | Broker | Min. Deposit | EU | Account Types | Deposit Methods | Withdrawal Fee | EUR/USD Spread |
|---|---|---|---|---|---|---|---|
| 1 | Pepperstone | None | Yes | Standard, Razor | Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller | Free | 0.0 pips (Razor), 0.69 pips (Standard) |
| 2 | XTB | None | Yes | Standard, Pro, Swap-Free | Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller | Free (above minimum threshold) | From 0.1 pips |
| 3 | IG | None | Yes | CFD, Spread Betting (UK), Share Dealing, Professional | Bank Transfer, Credit/Debit Card, PayPal | Free | 0.6 pips average |
| 4 | BlackBull Markets | None | Yes | Standard, ECN Prime, ECN Institutional | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Bitcoin, USDT | Free | 0.0 pips (ECN Prime), 0.8 pips (Standard) |
| 5 | Saxo Bank | None | Yes | Classic, Platinum, VIP | Bank Transfer, Credit/Debit Card | Free | 0.6 pips (Platinum), 0.8 pips (Classic) |
| 6 | CMC Markets | None | Yes | CFD, Spread Betting (UK), Stockbroking | Bank Transfer, Credit/Debit Card, PayPal | Free | 0.7 pips average |
| 7 | OANDA | None | Yes | Standard, Core Pricing, Premium | Bank Transfer, Credit/Debit Card, PayPal, Skrill | Free | 0.6 pips average |
| 8 | Axi | None | Yes | Standard, Pro, Elite | Bank Transfer, Credit/Debit Card, Skrill, Neteller, POLi, Fasapay | Free | 0.0 pips (Pro), 1.0 pips (Standard) |
| 9 | Interactive Brokers | None | Yes | Individual, Joint, IRA, Advisors, Institutional | Bank Transfer, ACH, Wire Transfer | Free (1 per month, then varies by method) | 0.1 pips (average with commission) |
| 10 | Trading 212 | EUR 1 | Yes | Invest, CFD, ISA (UK only) | Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, PayPal, Skrill, iDEAL, Sofort | Free | 0.9 pips average |
| 11 | XM | USD 5 | Yes | Micro, Standard, Ultra Low, Shares | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Local Payment Methods | Free | 0.6 pips (Ultra Low), 1.6 pips (Standard) |
| 12 | Exness | USD 10 | No | Standard, Standard Cent, Pro, Raw Spread, Zero | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Bitcoin, USDT | Free (instant withdrawals available) | 0.0 pips (Raw), 0.3 pips (Pro), 1.0 pips (Standard) |
| 13 | RoboForex | USD 10 | Yes | Pro-Standard, Pro-Cent, Prime, ECN, R StocksTrader | Bank Transfer, Credit/Debit Card, Skrill, Neteller, WebMoney, Perfect Money, Bitcoin, USDT | Free on most methods | 0.0 pips (Prime, ECN), 1.3 pips (Pro-Standard) |
| 14 | FXTM | USD 10 | Yes | Standard, ECN, ECN Zero, Stocks | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Local Payment Methods (regional) | Free for most methods; varies by region | 0.0 pips (ECN Zero), 0.1 pips (ECN), 1.5 pips (Standard) |
| 15 | Capital.com | EUR 20 | Yes | Standard, Plus, Premier | Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, Skrill, Neteller, iDEAL, Sofort | Free | 0.6 pips average |
| 16 | Admirals | EUR 25 | Yes | Trade.MT4, Trade.MT5, Zero.MT4, Zero.MT5, Invest.MT5 | Bank Transfer, Credit/Debit Card, Skrill, Neteller, iDEAL, Przelewy24 | Free (2 per month, then EUR 1) | 0.0 pips (Zero), 0.5 pips (Trade) |
| 17 | eToro | USD 50 | Yes | Retail, Professional, Corporate | Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller, Klarna, iDEAL | $5 per withdrawal | 1.0 pips |
| 18 | FXCM | GBP 50 | Yes | Standard, Active Trader | Bank Transfer, Credit/Debit Card, Skrill | Free | 0.2 pips (Active Trader), 1.3 pips (Standard) |
| 19 | Vantage Markets | USD 50 | No | Standard STP, Raw ECN, Pro ECN | Bank Transfer, Credit/Debit Card, Skrill, Neteller, FasaPay, USDT, Apple Pay | Free (one withdrawal per month; bank wire fees passed through thereafter) | 0.0 pips (Raw ECN), 1.1 pips (Standard STP) |
| 20 | Plus500 | EUR 100 | Yes | Retail, Professional | Bank Transfer, Credit/Debit Card, PayPal, Skrill, Apple Pay | Free | 0.8 pips typical |
| 21 | Forex.com | USD 100 | Yes | Standard, MetaTrader, Raw Pricing, DMA | Bank Transfer, Credit/Debit Card, Skrill, Neteller | Free (1 per month, then $25) | 0.0 pips (Raw), 1.0 pips (Standard) |
| 22 | Tickmill | EUR 100 | Yes | Classic, Raw, Tickmill Trader | Bank Transfer, Credit/Debit Card, Skrill, Neteller, PayPal | Free | 0.0 pips (Raw), 1.6 pips (Classic) |
| 23 | FxPro | USD 100 | Yes | Standard, Raw+, Elite, MT5 | Bank Transfer, Credit/Debit Card, Skrill, Neteller, PayPal | Free | 0.0 pips (Raw+), 1.2 pips (Standard) |
| 24 | Eightcap | USD 100 | Yes | Standard, Raw | Bank Transfer, Credit/Debit Card, Skrill, Neteller, PayPal, Bitcoin, USDT | Free | 0.0 pips (Raw), 1.0 pips (Standard) |
| 25 | AvaTrade | EUR 100 | Yes | Retail, Professional, Islamic, Options | Bank Transfer, Credit/Debit Card, Skrill, Neteller, WebMoney, iDEAL, Trustly | Free | 0.9 pips typical |
| 26 | IC Markets | USD 200 | Yes | Standard, Raw Spread (MT4/MT5), Raw Spread (cTrader) | Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller, BPay, POLi | Free (broker absorbs international wire fees up to certain volumes) | 0.0 pips (Raw Spread), 0.6 pips (Standard) |
| 27 | Swissquote | CHF 1,000 | Yes | Standard, Premium, Prime, Elite | Bank Transfer, Credit/Debit Card | Free (CHF 10 for international bank transfer) | 1.3 pips (Standard), 0.6 pips (Elite) |
Minimum deposits verified 2026-06-15from each broker's account opening page. Deposit shown is the lowest across all account types. Partner brokers outlined in emerald. Non-EU-eligible brokers highlighted in red.
Deposit Tiers: Who Is Each Level For?
Minimum deposit thresholds cluster into four tiers. Each serves a different trader profile.
Zero Deposit (9 brokers)
Pepperstone, XTB, IG, BlackBull Markets, Saxo Bank, CMC Markets, OANDA, Axi, Interactive Brokers.
Best for: Beginners testing the waters, experienced traders opening a secondary account for platform evaluation, or high-net-worth clients who want institutional-grade execution without artificial entry barriers. Zero-deposit brokers include some of the most regulated names in the industry (BaFin, Danish FSA, CBI Ireland, SEC/FINRA).
Practical reality:You still need margin. At ESMA's 30:1 leverage, one micro lot (0.01) of EUR/USD requires approximately EUR 33. One mini lot (0.1) requires EUR 333. The “zero deposit” means no minimum to open the account, not that you can trade with EUR 0.
Low Deposit: EUR/USD 1–50 (10 brokers)
Trading 212 (EUR 1), XM (USD 5), Exness (USD 10), RoboForex (USD 10), FXTM (USD 10), Capital.com (EUR 20), Admirals (EUR 25), eToro (USD 50), FXCM (GBP 50), Vantage Markets (USD 50).
Best for: Budget-conscious beginners who want a real-money account to practice with minimal capital at risk. Trading 212 (EUR 1) and XM (USD 5) stand out for micro/cent accounts that let you trade with position sizes proportional to tiny balances. Admirals (EUR 25) offers a good middle ground with strong educational content.
Standard Deposit: EUR/USD 100 (6 brokers)
Plus500 (EUR 100), Forex.com (USD 100), Tickmill (EUR 100), FxPro (USD 100), Eightcap (USD 100), AvaTrade (EUR 100).
Best for: Active retail traders. EUR/USD 100 is enough for 3 micro lots simultaneously at 30:1 leverage, allowing basic portfolio diversification and risk management. This tier includes strong all-rounders (Plus500, FxPro, Tickmill, AvaTrade) and specialised brokers (Forex.com for DMA, Eightcap for crypto CFDs).
Premium Deposit: USD/CHF 200+ (2 brokers)
IC Markets (USD 200), Swissquote (CHF 1,000).
Best for:Experienced traders prioritising execution quality and institutional-grade infrastructure over low entry barriers. Swissquote (CHF 1,000) is a Swiss-licensed bank with FINMA oversight and banking-grade custody. IC Markets (USD 200) is popular among high-volume scalpers for its raw-spread pricing. Higher deposits often correlate with tighter spreads and faster execution, but not always — several zero-deposit brokers match them.
Deposit Method Availability
How each broker accepts deposits. Bank transfer and card are universal; e-wallets and crypto vary.
| Payment Method | Brokers Accepting | Coverage | Typical Speed | Notes |
|---|---|---|---|---|
| Bank Transfer | 27 | 100% | Same day (SEPA Instant) to 1–3 business days | SEPA transfers within eurozone are typically free and same-day |
| Credit/Debit Card | 26 | 96% | Instant to 30 minutes | Some brokers pass through card network fees (1–2%) |
| Skrill | 22 | 81% | Instant to 1 hour | Common among CySEC-regulated brokers |
| Neteller | 18 | 67% | Instant to 1 hour | Common among CySEC-regulated brokers |
| PayPal | 12 | 44% | Instant | Not all EU entities accept PayPal; check the specific entity |
| iDEAL | 5 | 19% | Varies | |
| USDT | 5 | 19% | 10–60 minutes (1–3 confirmations) | May route through offshore entity, not EU-regulated arm |
| Bitcoin | 4 | 15% | 10–60 minutes (1–3 confirmations) | May route through offshore entity, not EU-regulated arm |
Withdrawal Fee Comparison
Most EU brokers offer free withdrawals, but conditions vary. Some limit the number of free withdrawals per month; others pass through international wire transfer fees.
| Broker | Min. Deposit | Withdrawal Policy | Truly Free? |
|---|---|---|---|
| Pepperstone | None | Free | Yes |
| XTB | None | Free (above minimum threshold) | Yes |
| IG | None | Free | Yes |
| BlackBull Markets | None | Free | Yes |
| Saxo Bank | None | Free | Yes |
| CMC Markets | None | Free | Yes |
| OANDA | None | Free | Yes |
| Axi | None | Free | Yes |
| Interactive Brokers | None | Free (1 per month, then varies by method) | Conditional |
| Trading 212 | EUR 1 | Free | Yes |
| XM | USD 5 | Free | Yes |
| Exness(not EU) | USD 10 | Free (instant withdrawals available) | Yes |
| RoboForex | USD 10 | Free on most methods | Yes |
| FXTM | USD 10 | Free for most methods; varies by region | Yes |
| Capital.com | EUR 20 | Free | Yes |
| Admirals | EUR 25 | Free (2 per month, then EUR 1) | Conditional |
| eToro | USD 50 | $5 per withdrawal | Varies |
| FXCM | GBP 50 | Free | Yes |
| Vantage Markets(not EU) | USD 50 | Free (one withdrawal per month; bank wire fees passed through thereafter) | Yes |
| Plus500 | EUR 100 | Free | Yes |
| Forex.com | USD 100 | Free (1 per month, then $25) | Conditional |
| Tickmill | EUR 100 | Free | Yes |
| FxPro | USD 100 | Free | Yes |
| Eightcap | USD 100 | Free | Yes |
| AvaTrade | EUR 100 | Free | Yes |
| IC Markets | USD 200 | Free (broker absorbs international wire fees up to certain volumes) | Yes |
| Swissquote | CHF 1,000 | Free (CHF 10 for international bank transfer) | Yes |
Minimum Deposit vs Trading Cost
A common assumption is that higher minimum deposits correlate with tighter spreads. The data shows this is unreliable. Several zero-deposit brokers (Pepperstone Razor at 0.0 pips + $3.50/side, OANDA at 1.0 pips) match or beat premium-deposit brokers on trading cost.
Key finding:Minimum deposit is a barrier-to-entry decision, not a trading-cost optimisation. Choose your broker by regulation, spreads, and execution quality — then check whether the minimum deposit fits your budget. See our Spread Index and Fee Calculator for cost-focused comparisons.
| Broker | Min. Deposit | EUR/USD Spread | Commission | Regulator |
|---|---|---|---|---|
| Pepperstone | None | 0.0 pips (Razor), 0.69 pips (Standard) | $3.50 per lot per side (Razor), None (Standard) | Pepperstone EU Ltd (CySEC) |
| XTB | None | From 0.1 pips | None (spread-only on Standard) / commission on Pro | XTB S.A. (KNF) |
| IG | None | 0.6 pips average | None (spread-only on most accounts) | IG Europe GmbH (BaFin) |
| BlackBull Markets | None | 0.0 pips (ECN Prime), 0.8 pips (Standard) | $3.00 per lot per side (ECN Prime), None (Standard) | FMA, FSA |
| Saxo Bank | None | 0.6 pips (Platinum), 0.8 pips (Classic) | Varies by account tier | Saxo Bank A/S (Danish FSA) |
| CMC Markets | None | 0.7 pips average | None (spread-only) | CMC Markets Germany GmbH (BaFin) |
| OANDA | None | 0.6 pips average | None (Standard), varies (Core Pricing) | FCA, ASIC, NFA |
| Axi | None | 0.0 pips (Pro), 1.0 pips (Standard) | $3.50 per lot per side (Pro), None (Standard) | FCA, ASIC, DFSA |
| Interactive Brokers | None | 0.1 pips (average with commission) | $2.00 per lot (tiered, volume-based discounts) | Interactive Brokers Ireland Ltd (CBI) |
| Trading 212 | EUR 1 | 0.9 pips average | None (spread-only on CFDs, zero commission on stocks/ETFs) | Trading 212 Markets Ltd (CySEC) |
| XM | USD 5 | 0.6 pips (Ultra Low), 1.6 pips (Standard) | None | Trading Point of Financial Instruments Ltd (CySEC) |
| RoboForex | USD 10 | 0.0 pips (Prime, ECN), 1.3 pips (Pro-Standard) | $2.00 per lot per side (Prime), $20 per million (ECN), None (Pro-Standard) | RoboMarkets Ltd (CySEC) |
| FXTM | USD 10 | 0.0 pips (ECN Zero), 0.1 pips (ECN), 1.5 pips (Standard) | None (ECN Zero), $2 per lot per side (ECN), None (Standard) | Forextime Ltd (FCA) |
| Capital.com | EUR 20 | 0.6 pips average | None (spread-only) | Capital Com SV Investments Ltd (CySEC) |
| Admirals | EUR 25 | 0.0 pips (Zero), 0.5 pips (Trade) | $3.00 per lot per side (Zero), None (Trade) | Admiral Markets Cyprus Ltd (CySEC) |
| eToro | USD 50 | 1.0 pips | None (spread-only) | eToro (Europe) Ltd (CySEC) |
| FXCM | GBP 50 | 0.2 pips (Active Trader), 1.3 pips (Standard) | None (spread-only on all accounts) | FCA, ASIC |
| Plus500 | EUR 100 | 0.8 pips typical | No commissions & tight spreads; additional fees may apply | Plus500CY Ltd (CySEC) |
| Forex.com | USD 100 | 0.0 pips (Raw), 1.0 pips (Standard) | $5 per 100K (Raw), None (Standard) | StoneX Europe Ltd (CySEC) |
| Tickmill | EUR 100 | 0.0 pips (Raw), 1.6 pips (Classic) | $3.00 per lot per side (Raw), None (Classic) | Tickmill Europe Ltd (CySEC) |
| FxPro | USD 100 | 0.0 pips (Raw+), 1.2 pips (Standard) | $3.50 per lot per side (Raw+), None (Standard) | FxPro Financial Services Ltd (CySEC) |
| Eightcap | USD 100 | 0.0 pips (Raw), 1.0 pips (Standard) | $3.50 per lot per side (Raw), None (Standard) | Eightcap EU Ltd (CySEC) |
| AvaTrade | EUR 100 | 0.9 pips typical | None (spread-only) | Ava Trade EU Ltd (CBI) |
| IC Markets | USD 200 | 0.0 pips (Raw Spread), 0.6 pips (Standard) | $3.50 per lot per side (Raw Spread), None (Standard) | IC Markets (EU) Ltd (CySEC) |
| Swissquote | CHF 1000 | 1.3 pips (Standard), 0.6 pips (Elite) | None (spread-only) | FINMA, FCA, SFC |
EU-eligible brokers only. Sorted by minimum deposit. Partner brokers highlighted in emerald.
Which Deposit Level Suits Your Profile?
| Trader Profile | Starting Capital | Priority | Recommended Brokers |
|---|---|---|---|
| Complete beginner | EUR 50–200 | Education, demo account, micro lots | XM (USD 5), eToro (USD 50), Capital.com (EUR 20) |
| Budget-conscious active trader | EUR 200–500 | Low spreads, zero deposit, free withdrawals | Pepperstone (None), XTB (None), Axi (None) |
| Scalper / day trader | EUR 500–2,000 | Tightest spreads, lowest commissions, fast execution | Pepperstone Razor (None), IC Markets Raw (USD 200), BlackBull ECN (None) |
| Swing / position trader | EUR 1,000–5,000 | Low swap rates, swap-free option, multi-asset | Saxo Bank (None), IG (None), Interactive Brokers (None) |
| High-net-worth / institutional | EUR 5,000+ | Banking licence, fund safety, institutional pricing | Swissquote (CHF 1,000), Interactive Brokers (None), Saxo Bank (None) |
| Copy / social trader | EUR 50–200 | Copy trading platform, low entry, social features | eToro (USD 50), AvaTrade (EUR 100) |
Partner Transparency
fx-brokers.eu earns affiliate commissions from Pepperstone and BlackBull Markets. Both accept zero minimum deposit. Their positions in this table are determined by verified data from their account opening pages, not influenced by commercial relationships.
Pepperstone
Min. deposit: None | 2 account types | 5 deposit methods | Withdrawal: Free
Visit PepperstoneBlackBull Markets
Min. deposit: None | 3 account types | 6 deposit methods | Withdrawal: Free
Visit BlackBull MarketsMethodology
Data source:Minimum deposit requirements sourced from each broker's official account opening page and fee schedule, accessed via the EU-regulated entity (not offshore arms). Where the broker's website lists different minimums for different account types, the lowest available minimum is shown.
Account types:All account types listed are those available to EU retail clients via the broker's EU-regulated entity. Some account types (e.g. cent accounts, certain ECN tiers) may only be available through offshore entities and are noted accordingly.
Deposit methods:Methods listed are those published on the broker's deposit page for EU clients. Availability may vary by country within the EU. Crypto deposit methods may route through a different (often offshore) entity.
Withdrawal fees:“Free” means no broker-imposed fee on the most common withdrawal methods. Bank intermediary fees (correspondent bank charges for international wire transfers) are not included as they are outside the broker's control.
Currency:Minimum deposits are shown in the broker's stated currency. Most EU brokers accept EUR deposits regardless of the stated minimum currency. Currency conversion fees (typically 0.3–1.0%) may apply when depositing in a currency different from the account's base currency.
Verification date: All data verified during the first two weeks of June 2026. Minimum deposits and methods can change; this is a point-in-time snapshot. We aim to update monthly.
Affiliate Disclosure
fx-brokers.eu earns commissions from Pepperstone and BlackBull Markets when visitors open funded trading accounts via links on this site. This commercial relationship does not affect the data in this comparison: minimum deposits, deposit methods, and withdrawal fees are verified independently from each broker's published terms. Non-partner brokers are included on equal terms. For full details, see our About page.
Related Research
- Broker Account Type Comparison — Standard, ECN, Raw, Pro, Islamic accounts by broker
- EU Broker Spread Index — June 2026 — trading cost (spread + commission) ranked
- Broker Swap Rate Comparison — overnight financing costs for swing traders
- Broker Safety Score 2026 — 0–100 composite safety scoring
- EU Broker Trust Signals Comparison — regulation, protection, entity status
- EU Broker Deposit Methods Comparison — payment options, processing times, and withdrawal fees
- Broker Fee Comparison Calculator — interactive spread + commission cost estimator
- Broker Platform Feature Matrix — MT4, MT5, cTrader, TradingView availability
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Frequently Asked Questions
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CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.
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